Educational Resources
for Entrepreneurs

We offer a range of educational resources to help you build and grow your business. From business plan templates to financial projection tools and counseling services, our resources are designed to provide you with the knowledge and support you need to thrive.

Small business loans with competitive interest rates from 11% to 14% to support your growth.

Your Path to Financial Empowerment

Discover the Perfect Loan for Your Business

We provide a variety of loan options to cater to different business requirements. From microloans for immediate working capital to larger community advantage loans for significant growth, our solutions are designed to support every stage of your business development.

With competitive rates, flexible terms, and a commitment to personalized service, Carolina Community Impact is your trusted partner in business success.

Building Stronger Communities

Flexible Loan Options
For Your Business

Every business has unique needs, and we’re here to find a way to meet them. Our team collaborates with you to provide the most suitable financial solutions. Whether you’re a startup, a growing company, or an established business, we understand the challenges you face and the goals you aspire to achieve. That’s why we offer a range of loan options tailored specifically for small businesses.

Explore our loan options designed to support your business goals with passion and dedication. From working capital loans to equipment financing, and from expansion funding to special initiatives, we have the financial products that can help you succeed. Our commitment is to partner with you, offering not just loans, but also guidance and support to ensure your business thrives.

Let us help you turn your business aspirations into reality with our comprehensive loan solutions for small businesses.

Micro Loans

Up to $50,000 for small businesses needing working capital, inventory, or equipment. Terms are up to 6 years with competitive rates; collateral may be required. Eligible businesses must meet SBA criteria and face challenges accessing traditional financing.

Community Advantage

Up to $350,000 for growth. Eligible businesses must meet SBA criteria, including underserved or minority, veteran, or women-owned. Terms up to 10 years for working capital, 25 years for fixed assets, with competitive rates and collateral.

Kiva Loans

Community-backed loans up to $15,000 with 0% interest for underserved entrepreneurs. Requires social media presence and network endorsement. Terms up to 3 years with no interest, flexible use, and no typical collateral requirements.

Green Lending

Flexible loans with customized terms. Requires a viable plan and repayment ability. Offers variable terms, competitive rates, and possible collateral and guarantees, suitable for working capital, expansion, and other needs.

Kiva Loans

Community-backed loans up to $15,000 with 0% interest for underserved entrepreneurs. Requires social media presence and network endorsement. Terms up to 3 years with no interest, flexible use, and no typical collateral requirements.

Join Our Community

Stay Connected

Stay informed about our programs, events, and success stories. Subscribe to our newsletter and be part of our mission to empower local businesses and build stronger communities.

Join Our Community

FAQ

At Carolina Community Impact, we understand that navigating the world of business financing can be complex. To help you make informed decisions, we’ve compiled a list of frequently asked questions.

You will need personal and business federal income tax returns, a personal financial statement, organizational papers for LLCs or corporations, a business plan and financial projections for startups, and valid identification for all owners/guarantors.

The 5 C’s are Character, Capacity, Capital, Conditions, and Collateral.
Organize necessary documents such as tax returns, financial statements, business plans, and identification. Know your credit report and be ready to explain any discrepancies.
Collateral can include business assets, real estate, personal assets like vehicles or land, or high-cost equipment that is fully paid for.
Be aware of closing costs and fees. Inquire if these costs can be rolled into the loan or must be paid out-of-pocket.

Building Stronger Communities

Real Stories of Impact

Our success is best told through the stories of the businesses we’ve helped. Read testimonials and spotlights on clients who have benefitted from our programs and services, and see the tangible impact of our work in their lives.

Customer Reviews and Experiences

What Our Clients Say

Our clients’ feedback is a testament to the quality and impact of our services. Read what they have to say about their experiences with Carolina Community Impact and how we’ve helped their businesses grow