Are you a North Carolina First Time Home Buyer?
The CCI Homeownership Center assists North Carolina first time homebuyers with HUD Housing counseling services to help you achieve the dream of homeownership. We provide access to housing opportunities, individualized housing counseling, and homeownership workshops.
What is HUD Housing Counseling
Housing counseling services can help you figure out the details of your financial situation and help you decide what options are best for you, whether you are concerned about falling behind on your mortgage or are preparing to become a first time home buyer.
Call us (866) 635-6414 or Email us at housing@ccihousing.org
CCI Housing
Housing Counseling
The CCI Homeownership Center provides an extensive program of counseling and educational services.
North Carolina First-Time Homebuyer Education
Purchasing a home is one of the largest investments you’ll ever make. If you’re planning to purchase a home, you owe it to yourself to take advantage of CCI’s Homebuyer Education counseling and Homeownership workshops.
- Reviewing your budget and credit report to help you determine what you can afford.
- Providing information on the advantages and disadvantages of the various financing options available to you.
- Educate you on how to avoid predatory lending practices.
- Help you identify down payment assistance programs that may be available to you.
To register for an upcoming homeownership workshop, visit our HousingWorkshops page. We hold homebuyer workshops for North Carolina first time home buyers each month.
Reverse Mortgage Counseling
If you are aged 62 and over, you may be eligible to use the equity in your home as income. If you are interested in obtaining a reverse mortgage, you must first participate in a one-on-one counseling session with a HUD housing counseling agency. This counseling is required as a condition of receiving the reverse mortgage.
Our counselors are HUD-approved to provide reverse mortgage counseling to help you understand the process and issue certificates required to obtain a reverse mortgage.
Down Payment Assistance Programs
If you are a first-time homebuyer and your household income is below 80% of the county's median income, you may be eligible for downpayment assistance programs.
Down Payment Assistance Programs
If you are a first-time homebuyer and your household income is below 80% of the county's median income, you may be eligible for downpayment assistance programs.
How it Works
Complete our secure registration form and receive a confirmation email.
We verify your eligibility and notify you of next steps.
Qualified businesses upload required documents through our secure portal.
Our team reviews your claim and communicates any additional requirements.
Approved claims receive funds within 4–6 weeks.
If you’re not eligible for funding, we’ll connect you to recovery resources through our InSPIRe+ programs and partners.
